Insurance Information
Questions about Health Insurance
Who is eligible for health insurance?
All registered students taking 9 or more credit hours and All Health Science students are required to have health insurance and may purchase the school's policy. If you have proof of insurance under another policy you can waive the College’s policy by going online to http://www.universityhealthplans.com or follow the links on the BCC webpage. All registered students taking less than 9 credit hours who require health insurance should go to www.mahealthconnector.org. to find out about the state health plans.
Can I also insure my dependents?
Eligible students who do enroll can insure their dependents. A dependent is one’s spouse and/or unmarried children under 19 years of age or under 23 (if enrolled full-time at an accredited institution of higher learning and not self-supporting).
Do I need a card and where do I get one?
It is in the insurance brochure. The company will mail you a brochure or you may go to their Web site: http://www.universityhealthplans.com. There is also a pharmacy discount card and this information and the card can also be found on the Web site. The link is in the upper right corner of the University Healthplans Web site.
Can I see any doctor I want with the College’s insurance plan?
Listings of the Health Care providers who are in the network are available in Health Services or on the company's web site at: www.universityhealthplans.com. We advise students to let the Health Care provider’s office know that they have insurance and what type it is when they are booking an appointment. Co-pay fees are usually $10-50 depending on the service. Emergency room visits are only for emergencies and not illnesses like the flu. Walk-in clinics and doctors offices are for illnesses. The address to which bills are sent to is on the card and is Consolidated Health Plans, 195 Stafford St., Springfield, MA 01104-3503. The bills may be sent to this address by the provider. You may also send the receipts of bills that you have paid.
What if my doctor is not in the network? Can I still see him?
Yes, you can, but you are responsible for any charges that are above what the plan pays to providers that are in the network. The provider may require you to pay in full at the time of service and then let you send the receipts into the insurance company. In such an instance, you would only receive what the company would have paid a provider who is in the network.
Will it pay for a physical or immunizations that I need for school?
Routine examinations (physicals) and routine testing (screening tests) and preventative vaccines are not covered. When in doubt call the number listed on your card and ask if the service you require is covered. For more information about immunizations, go to the immunization page on this website.
Where could I verify benefits and find out more?
The telephone number is 1.800.437.6448 for University Health Plans or e-mail: info@univhealthplans.com.
Student Accounts Office (ext. 2160) will be able to verify your enrollment and answer question. If you are in need of further assistance please come to Health Services or call ext. 2232.You may also want to refer to the state site about insurance: http://www.state.ma.us/dhcfp.