Bristol Community College

Bristol Community College
http://bristolcc.edu/

Classified Clerical, Technical, Maintenance & Security Staff

Subject to applicable waiting periods and other plan provisions for the benefited Classified Maintenance and Security Staff employee of Bristol Community College.

Health and Basic Life Insurance

There are various health care plan choices offered to benefited employees, their spouse, and dependent children under age 19 (over age 19 dependent requires specific documentation) including Indemnity plans, Health Maintenance Organizations (HMO), Preferred Provider Organizations (PPO). The Commonwealth contributes 75% of the Health Insurance premium and coverage is available to state employees at 25% of the full cost including basic life insurance of $5,000 and additional $5,000 for accidental death. Employees are eligible for coverage 60 days from the first full month of employment. Health and Basic Life insurance are pre-tax deductions. Open Enrollment gives you an opportunity to review your benefit options and make changes if you desire (no later than late May of each year to be effective on July 1st). Please contact the Human Resources Office for insurance changes outside of the open enrollment period. The following are the health care insurance plan choices:

  • Fallon Community Health Plan Direct Care
  • Fallon Community Health Plan Select Care
  • Harvard Pilgrim Independence Plan
  • Harvard Pilgrim Primary Choice Plan*
  • Health New England
  • NHP Care (Neighborhood Health Plan)
  • Tufts Health Plan Navigator
  • Tufts Health Plan Spirit*
  • UniCare State Indemnity Plan/Basic with CIC (Comprehensive)
  • UniCare State Indemnity Plan/Basic without CIC (Non-Comprehensive)
  • UniCare State Indemnity Plan/Community Choice
  • UniCare State Indemnity Plan/Plus
  • * There are no out-of-network benefits, with the exception of emergency care.

Each plan has a calendar year deductible, a fixed dollar amount you must pay each calendar year before your health plan begins paying benefits. Certain services do not apply towards the deductible. There are in-network deductibles plus members have a separate calendar year deductible for services received from out-of network providers. Co-pays apply for all services. Visit Group Insurance Commission for more specific information on plan deductibles and co-pays.

Each plan provides benefits for prescription drugs using a three-tier co-payment structure in which copayments vary, depending on the drug dispensed. The program consists of generic, brand name and mail order prescriptions. For more detailed information on the Government Insurance Commission GIC Health Plan options and prescription program, visit Group Insurance Commission, select State Insurance Benefits, Health Plans, then Active State Employees.

Optional Life Insurance The GIC’s Life Insurance is insured by The Hartford. New employees may apply for optional life insurance up to 8x their salary without the need for a medical review. If not enrolled at time of hire, employee must wait one year from date first eligible before enrolling. Current employees may apply for optional life insurance up to 8x your salary subject to a medical review at open enrollment or anytime during the year. The Optional life insurance premium cost is based on an employee’s age and salary. For more detailed information on Life Insurance please visit the Group Insurance Commission.

Long term Disability The GIC’s Long Term Disability (LTD) program is insured by Unum. Employees are eligible to begin coverage 60 days from the first full month of employment. Current employees can apply for LTD coverage during annual (first time eligible) enrollment, or any time during the year, however an evidence of insurability for insurance approval must be provided to enter the Plan. LTD is an income replacement program in the event you become disabled and are unable to perform the material and substantial duties of your job. If an employee is determined disabled by the provider and unable to work for longer than 90 days, the employee will receive 50% of his/her tax free monthly salary up to a maximum monthly benefit. Premiums are based on age/current salary and as both increase, premiums are adjusted. For more detailed information on long-term Disability, please visit the Group Insurance Commission, select State Insurance Benefits, then Long term Disability (LTD) Overview.

Dental and Vision Care Plans

Dental and Vision Care Plans are offered to benefited employees, their spouse, and dependent children at no cost. Dental & Vision coverage begins after six full months of employment. The dental insurance coverage is administered by Delta Dental and the Vision Insurance coverage is administered through Davis Vision. For more detailed information on dental & vision coverage, please visit the Massachusetts Public Employees Fund website.

Massachusetts State Retirement

The State Employee Retirement Plan (SERS) is a mandatory defined benefit plan in which 9% of the employee’s salary plus an additional 2% of any earnings over $30,000 will be deducted on a pre-tax basis each pay period and invested the plan. Annually, employees will receive a statement of their account which includes contributions, interest earned and balance. Vesting is 10 years after credible service. For more detailed information on SERS, please visit theMassachusetts State Board of Retirement website.

Other Savings Plans

Tax Sheltered Annuity (TSA) 403(b)
Employees may contribute to tax sheltered annuities through various vendors approved by the Commonwealth of Massachusetts. Please contact Human Resources for contact information of the approved providers. For more detailed information, please visit the Mass. Dept. of Higher Education web site.

Commonwealth’s SMART Plan The 457 Smart Plan is a deferred compensation plan employees can contribute pre-tax contributions invested in employee selected investment options. For more detailed information on the Smart Plan, please visit www.mass-smart.com.

EE Series Savings Bonds
are available for purchase through bi-weekly payroll deduction in values of $100, $200, $500, and/or $1000. Forms are available through the Payroll office.

Massachusetts State Employee Credit Union
Massachusetts State Employee Credit Union is available for employees to contribute through payroll deductions or through the credit union at Massachusetts State Employee Credit Union. U. Plan is a 529 Plan - Prepaid Tuition Program that allows employees to save for college through payroll deductions to a choice of 80 Massachusetts colleges and universities For more information on the 529 plan please visit: Other Retirement Plans.

Pre-tax Flexible Spending Accounts
There are two types of Flexible Spending Accounts available to all active state employees which allows employees to pay for out-of-pocket medical expenses and/or qualified dependent care expenses on a pre-tax basis.

Health Care Spending Account (HCSA)
Employees may choose an annual election of $500 to $5,000, which will be deducted from their paychecks on a pre-tax basis.  All HCSA participants receive a free debit card from Benefit Strategies to conveniently pay for health care expenses out of their HCSA account.  As the employee incurs health care expenses, a claim form and receipt must be submitted to Benefit Strategies.  The reimbursement amount is posted to the employee’s direct deposit account or a check is mailed to the employee if the employee is not enrolled in direct deposit. As required by the IRS, please keep all copies of HCSA receipts with your tax documents.

Dependent Care Assistance Program (DCAP):
An employee may choose an annual election of up to $5,000 to pay for child care, after school programs, or day camp for your dependent child under age 13 or adult dependent day care expenses on a pre-tax basis.  As you incur expenses, submit a claim form and receipt to Benefit Strategies. They will deposit the reimbursement to your bank account. For more detailed information on HCSA & DCAP, please visit the Group Insurance Commission’s website.

Open enrollment for GIC’s money-saving Flexible Spending Accounts (HCSA and DCAP) require an enrollment form to completed in November every calendar year for benefits to be effective January 1.  Current participants MUST re-enroll annually to receive benefits in the following calendar year. For more detailed information on HCSA & DCAP, please visit the Group Insurance Commission’s enrollment website.

Family Medical Leave

Bristol Community College guarantees eligible employees the right to take up to 12 weeks of unpaid leave for family or medical reasons ("FMLA Leave”). FMLA Leave will be unpaid unless the employee chooses to use accrued paid vacation if applicable, rescheduled time, or personal leave. An employee may utilize sick leave during or at the end of a leave if he or she qualifies consistent with existing College policy. For more detailed eligibility information, contact Human Resources.

Sick, Vacation and Personal Leave

Sick leave is earned each pay period totaling 15 days a year. Employees that work less than 12 months a year will receive pro-rated amounts of sick leave. Sick leave credits are cumulative. There is no cap on the amount of sick leave you may carry. Sick leave credits can be paid out only upon retirement. This is at a 20% rate.

New employees will begin to earn Vacation leave each pay period equaling 10 days a year for the first 4 ½ years and will then increase according to the collective bargaining agreement. Employees that work less than 12 months a year will receive pro-rated amounts of vacation leave. Vacation leave credits are cumulative up to 64 days.

On January 1st of each year, benefited employees receive 3 days of personal leave and employees hired before January 17, 2012, receive 5 days of personal leave. Employees that work less than 12 months a year will receive pro-rated amounts of personal leave. This leave must be used during the calendar year it is granted. Any personal leave not used by December 31st will be forfeited. An employee may apply for an extension of sick leave after all sick, vacation, personal, and comp time has been exhausted; refer to Article 12 Extension of Sick Leave in AFSCME contract. Compensatory time will be administered according to the collective bargaining agreement.

Bereavement Leave

Bereavement leave without loss of pay for a maximum of seven (7) consecutive working days is available for employees who need to take time off due to the death of spouse, or child or step-child within thirty (30) calendar days of the death. Bereavement leave without loss of pay for a maximum of four (4) consecutive working days is available for employees who need to take time off due to the death of a parent or step-parent, brother or step-brother, sister or step-sister, grandparent, grandchild, spouse’s parent, or permanently residing in the immediate household. A maximum of two (2) consecutive working days shall be available for the death of an employee’s son-in-law or daughter-in-law, spouse’s brother, sister, grandparent, or grandchild. A maximum of one (1) day of paid bereavement is available for the death of an employee’s aunt, uncle, or cousin, or spouse’s brother’s or sister’s spouse. An employee may request to defer one day of leave for the above-named relatives to a later date based on the scheduling of a memorial service. The immediate supervisor should be notified as soon as possible regarding the circumstances.

Holidays

The following legal holidays in the Commonwealth of Massachusetts are observed by Bristol Community College:
New Year's Day, Martin Luther King Day, Presidents’ Day, Patriots’ Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans’ Day, Thanksgiving Day, and Christmas Day.

*In the event a legal holiday falls on a Sunday, the holiday will be observed on the following Monday.

*In the event a legal holiday falls on a Saturday, all offices under the jurisdiction of any department of state government shall be open to the public for business on the Friday proceeding any Saturday holiday.

*Employees should consult their collective bargaining agreements with regard to compensatory time off or compensation for employees who work on holidays.

Tuition Remission – State Tuition Waiver

Upon completion of the employee’s employment probationary period (6 months), tuition remission for the employee, spouse and dependents is available at any Massachusetts State college or university. For more detailed information, please visit Tuition Remission

Note: This information is meant as a summary only and is subject to change.

Please be advised that Web pages and links for outside organizations are not maintained by Bristol Community College, and the College assumes no responsibility as to their content or accuracy.